Heritage United Mortgage Services is a division of GVC Mortgage, Inc.
FHA
Loan Features:
USDA
Loan Features:
Conventional
Loan Features:
VA
Loan Features:
FHA 203k Limited
Loan Features:
Doctors
Loan Features:
DU Refi Plus
Loan Features:
FHA Manufactured Home
Loan Features:
You Apply and get Pre-Qualified
We Prepare Your Preliminary Documents
We Meet with You to Sign Documents
We Process Your Loan and Order Your Appraisal
We Underwrite Your Loan
Our Underwriters Issue a Conditional Approval
We Work Together to Satisfy all Outstanding Conditions
We Send Back Requested Conditions to our Underwriter
Additional Documentation may be Requested once Conditions are Reviewed
We are Issued a Clear to Close
We Schedule Your Closing with Title Company and all Parties
Title Company Prepares Your Closing Documents and Executes Closing
Purchase Loan | |
---|---|
Copies of Federal Tax Returns (all pages/schedules) and W-2’s for Prior 2 Years | |
Most Recent 30 days of Pay Stubs with YTD Gross Earnings | |
Most Recent 2 Months of Bank Statements (all pages) | |
Asset Statement (401K, brokerage accounts, mutual funds, stocks, etc.) | |
Signed Loan Application | |
Driver’s License and Social Security Card | |
Signed Purchase Agreement | |
12 Months Cancelled Checks for Verification of Rent and Rental Agreement | |
Other Documentation may be Required |
Determine Why You Want to Refinance
Contact Us
Apply for Loan
We Review Your Credit
We Will Give You Details of Your Refinance
You Provide Required Documentation and We Order Appraisal
We do a Final Underwrite
We are Issued a Clear to Close
We Schedule Your Closing with Title Company
Title Company Prepares Your Closing Documents and Executes Closing
Your 3 Business Day Recession Period Starts
Refinance Loan | |
---|---|
Copies of Federal Tax Returns (all pages/schedules) and W-2’s for Prior 2 Years | |
Most Recent 30 days of Pay Stubs with YTD Gross Earnings | |
Most Recent 2 Months of Bank Statements (all pages) | |
Asset Statement (401K, brokerage accounts, mutual funds, stocks, etc.) | |
Signed Loan Application | |
Driver’s License and Social Security Card | |
Mortgage Statement or Coupons | |
Other Documentation may be Required |